Wonderful Automations

Automated Credit Research Papers at Institutional Scale

Services

Our Services

01.
Commercial Credit Paper
Independent risk assessment and verdict, tailored to Commercial Bank structures and requests.
02.
Credit Paper - Corporate
A detailed credit paper and supporting documents tailored for the Corporate Banking segment.
03.
Complex Credit Pack
Designed at Middle-Market and Institutional Borrowers. Contact for pricing and to tailor a solution.
04.
Professional Services
Transform manual work into intelligent automation with AI agents and tools that understand your business and execute at scale.

Deal-by-Deal Credit Analysis

A credit recommendation:

With the binding constraints identified, the conditions attaching to approval, and a sign-off ledger left open for the Lenders.

A review of the proposed terms and structure:

Including facility construction, security package, and where the structure could be strengthened.

Historical financial analysis:

Spread and arithmetically re-performed across the trailing three years, with material variances identified. Including multi-year projections, covenant testing and working excel document.

Probability of default and a grade path:

Conditional on scenario, with the point of migration identified in each case, and a loss scenario built from the security position and a recovery waterfall rather than applied as a
standard percentage.

Our Work

Results that matter

WEYERHAEUSER COMPANY (NYSE: WY): This is an internal credit assessment example, not audited assurance. Every figure traces to Weyerhaeuser's SEC filings, the operative credit agreements, or the companion model workbook and audit of the financial statements.